If you have slipped and fallen outside your home, been hurt at work, or become injured due to the actions of another person, it is likely that you can file a personal injury claim. Personal injury laws aim to protect the public from the negligence and harmful actions of others and compensate victims for their pain and suffering.
Can I Get Compensation?
All personal injury cases revolve around the central theme of duty of care. Duty of care refers to the appropriate way a reasonable person would act under a given circumstance. A duty of care automatically arises when the plaintiff and the defendant make some kind of connection, without either party having to voluntarily assume the duty.
Examples of duty of care include motorists having a duty of care towards other road users to drive safely, property owners having a duty of care towards their visitors to maintain their premises, business owners having a duty of care towards their workers to provide safe working conditions, and doctors having a duty of care towards their patients to provide quality care.
Just as each case is unique, there are countless forms of duty of care. During the case, the court can impose a duty of care on a defendant simply due to them being in a certain place at a certain time. Plaintiffs have to demonstrate that defendants acted unreasonably in order to prove that they breached their duty of care.
What is considered reasonable will change according to circumstances. For instance, a motorist driving at 50 miles per hour without exceeding the speed limit may be acting responsibly. However, if it was snowing heavily with poor visibility and the motorist did not slow down or drive with caution, then they may be found negligent.
Similarly, a fast-food restaurant that put up the appropriate signage about a spill to warn customers may be acting responsibly. But, if the spill was not cleaned up within a reasonable amount of time, the restaurant can still be found to have breached its duty of care.
Because every case is different, you must speak to an experienced personal injury attorney once you can. Most law offices will work to achieve ideal case results to help their clients in a variety of situations, regardless of the circumstances.
Laws vary from state to state and a quality personal injury attorney will be able to advise you on how to best navigate the legal system in your state. Certain situations such as work-related injuries have strict legal requirements to follow before you can file a claim and you should enlist an attorney to guide you through the process.
Lawsuit Loans
The financial stress of pursuing a lawsuit can be a deterrent for many people even if they have rightful claims. Furthermore, settlements can take months or even years to be reached and plaintiffs cannot always wait for the funding to arrive.
Injured plaintiffs are often too busy thinking of ways to pay the bills and make up for lost income to entertain the idea of meeting with lawyers and showing up in court. To address this problem, loan companies and law firms have come up with a solution: the lawsuit loan.
Lawsuit loans are specifically designed to help plaintiffs meet their basic financial commitments while waiting for a settlement result. It can be viewed as a non-recourse cash advance on a future claim. Non-recourse means that borrowers have no personal liability to repay the loan; they only have to pay it back if their claim is successful.
Unlike conventional loans where borrowers must pay back the loan amount no matter the circumstances, loans for lawsuits provide borrowers with peace of mind as they navigate the legal system.
To qualify for a lawsuit loan, plaintiffs must first engage an attorney. The loan company will then review the case information provided by the attorney. The loan approval and the amount depend on the liability, damages, and insurance coverage of your case. The attorney then reviews the funding contract before it is signed to ensure your protection.
Because personal credit or employment history does not factor into the loan approval process, it is relatively quick to secure a lawsuit loan compared to a conventional loan. Loan companies typically offer 10-15 percent of the estimated value of your personal injury settlement value upfront and can send out a check within 24 hours of approval.
Hundreds of personal injury incidents happen every day. Without legal knowledge and advice from attorneys, many people miss the opportunity to pursue justice and seek compensation for their pain and suffering. Worse still, some of these victims have to deal with the loss of income or employment and lifelong effects on their quality of life.
If you feel like you may have reason to file a personal injury claim, contact a reliable and experienced attorney in your state as soon as possible. For those who are worried about legal expenses, lawsuit loans can help to cushion the impact of the accident and get you back on your feet quickly.
